雅思听力中银行场景题解析
银行场景：
1. 申请表application form**
2. 申请人ap/pli/cant**
3. 填表格fill in the form*
4. 拓展记忆：申请一个职位apply for a po/si/tion*
5. 最好是在有名的银行中开帐户：it's best to open an account
6. 银行会问你开账户的金额为多少：And how much would you like to open your account with?
7. 每个银行的开账户时的最小额度minimum sum不同
8. 要咨询一下汇率
9. exchange rate**和
10.利率interest rate**
11. 英国的几个比较有名的银行有Barclays 和 Lloyds。
12.然而，得清楚很重要一点是留学生不能享受到提供给当地学生的设施。 However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.
13.银行有不同的政策，他们提供给你的服务是取决于你的个人情况，同样也取决于银行经理的自行处理。Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.
14.注意：documentation指的是文件总称。
15.作为一个留学生，你需要提供证据证明自己能够支付费用，直到课程结束 as an international student,you will need to provide evidence** that you can fund/support yourself for however long your course lasts. （拓展记忆：存款为funding）
16.除此之外，大多银行要求你带上你的护照和你的录取通知书 In addition to this, most banks ask you to bring your passport** and your letter or certificate of enrolment *.，或者带着学校注册信 letter of registration *
17.其它证件：
护照大小照片 passport photo**驾照 driver's license**出生证明 birth certificate*信用卡 cre/dit card**借记卡 debit card
（拓展记忆：凭卡办理存取款和消费结算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.）雇主推荐
reference from your employer**账单 bank statements**
18.银行会问你想多久收到一次账单？
How often would you like to receive statements?有些人喜欢一周一次Some people like them weekly. 有些人喜欢一个月一次 once a month 拓展记忆：两周一次once a fortnight
19.有些银行会问一些信息来验证你的身份，为了安全的原因。 Now we usually ask for a piece of information which we can use to check your identity*, for security** reasons. 最好提供父母的名字，这不太会被知道 It's less likely to be known.
20. 还会问：职业
occupation profession**出生日期 date of birth** 全名 full name** 名 first name 、given name** 中间名字 middle name 姓 surname/family name/last name** 过去地址previous address*目前地址 present/current/now address*在目前地址居住时间 time at current address
21.每个人还应该带着填有名字和地址的宣传单 You should each have a hand/out *with the names and addresses...
22.还可以申请其他银行业务bank service：贷款loan** 保险insurance** 低风险投资 low-risk investment** 股票和基金 stocks and shares*（拓展记忆：储蓄金 nest egg）
23.至今为止，最有用的帐户是活期账户 by far the most useful type of account to open is a current account**
24.你真正能拿到的帐户是学生帐户，其实它就是一个有特殊优惠的活期账户 you will actually get what is called a 'student account'**which is a current account with special concessions for students. 可能免手续费service charge*
25.如果你出了经济问题financial affairs，有了负债be in debt，如果你的信用卡被拒绝your credit card is declined，账户被冻结account is frozen 学校可能提供你助学金grants**，或者帮助你得到低息贷款low-interest loan**
26.其他重要的帐户为：
储蓄存款帐户savings account*,
定期帐户deposit account* 联名账户 joint account* （联名账户持有者joint account holder*）
